For high-earning professionals and families who have built remarkable success and now seek a thoughtful partner to refine, expand, and protect what comes next.
The oak stands for permanence, the steady, deep-rooted strength of capital that compounds across decades and generations.
The ivy represents the living, adaptive strategy that climbs alongside it, refining, opportunistic, attentive to seasons.
Together, they describe how we partner with a small circle of clients: rooted in conviction, alive to change, and devoted to the long arc of a well-built life.
“The oak grows slow. The ivy climbs faithfully.”
“The oak grows slow. The ivy climbs faithfully.”
The oak stands for permanence, the steady, deep-rooted strength of capital that compounds across decades and generations.
The ivy represents the living, adaptive strategy that climbs alongside it, refining, opportunistic, attentive to seasons.
Together, they describe how we partner with a small circle of clients: rooted in conviction, alive to change, and devoted to the long arc of a well-built life.
We do not sell products. We hold a vantage point across every facet of your wealth and bring the right expertise to the moments that matter.
Sophisticated protection for your earning power, your enterprise, and the people who depend upon both quietly working in the background.
Disciplined portfolio design built for resilience and considered growth, calibrated to your appetite, horizon, and the reality of taxes.
Coordinated planning around RSUs, stock options, concentrated positions, and high-income tax exposure, with the right specialists at the table.
Trusts, gifting, philanthropy, and family governance designed so wealth transfers with intention – and meaning – beyond a single lifetime.
Engineering the freedom to choose how you spend your time, well before convention dictates that you must – without compromising the trajectory.
Sophisticated protection for your earning power, your enterprise, and the people who depend upon both – quietly working in the background.
An unhurried conversation. We listen for the shape of your life, your values and ambitions, and the questions that have gone unexplored or unanswered.
A careful examination of both assets and intentions.
We study the architecture of your financial life. Investments, obligations, ownership, family dynamics, and future ambitions, seeking not only what is visible, but what has yet to be articulated.
Through this process, complexity becomes clearer, priorities emerge, and the foundation for meaningful advice begins to take shape.
We design a written strategy that integrates investments, taxes, protection, and legacy — coherent, defensible, and yours.
An ongoing partnership of measured adjustments, candid reviews, and a steady hand through markets and milestones alike.
Many are executives, physicians, business owners, and professionals navigating the demands of success. Others are widows and widowers facing profound transitions, families managing liquidity events, or beneficiaries of family wealth entrusted with the responsibility of stewardship. Some are still building. Others have already arrived.
What they share is not a profession, stage of life, or level of wealth. It is a desire for thoughtful counsel, enduring relationships, and financial decisions made with intention.
If you seek a trusted partnership measured in years and decades, you may find a home here.
A few of the questions most often raised in a first conversation. We welcome any others when we speak.
Our practice is designed for high-earning professionals, founders, and families — typically with annual income above $200,000 and meaningful invested assets — who value a long, considered partnership over transactional advice. If you are seeking a relationship measured in decades rather than quarters, we are likely a good fit.
We deliberately limit new engagements to a small number of households annually. This protects the depth of attention each relationship deserves and allows us to be genuinely accessible to the families we serve.
We believe transparency is an essential part of the advisory relationship. Compensation varies depending on the services and strategies selected, and may include advisory, custodial, or commission-based fees. Every recommendation and associated cost is reviewed openly and thoughtfully before any engagement begins.
Not necessarily. Our first priority is understanding what you already have in place and evaluating how well it supports your goals. In many cases, greater coordination or consolidation can create a more cohesive and efficient financial strategy. If changes are recommended, we will explain the rationale clearly and guide you through the process thoughtfully, with every decision remaining entirely yours.
It is unhurried and entirely confidential — typically sixty minutes. We listen first: your circumstances, your concerns, the vision you hold for your life and family. There is no presentation, no pressure, and no obligation.
All correspondence and client data are held under strict confidentiality and protected by industry-standard encryption and access controls. Our full privacy and compliance practices are detailed on our Privacy & Compliance page.
Oak & Ivy Wealth was founded on the belief that financial advice should feel personal, thoughtful, and deeply aligned with the life you want to build. We believe that meaningful planning happens through relationships, trust, and a clear understanding of what matters most to you.
Our work extends beyond investments alone. We help clients navigate retirement, life transitions, family decisions, tax considerations, estate planning coordination, and the complexities that often accompany significant financial decisions.
Erica Zaragoza founded Oak & Ivy Wealth to create a more personal and relationship-driven planning experience. As a CERTIFIED FINANCIAL PLANNER® professional, she specializes in helping individuals and families navigate important financial decisions with clarity, confidence, and purpose.
Her work is particularly meaningful for those experiencing life transitions, preparing for retirement, managing family responsibilities, or seeking a trusted advisor to help coordinate the many moving pieces of their financial lives.
Erica believes that financial planning should simplify complexity, provide peace of mind, and support the life you want to live.
While every client relationship remains personal, no one succeeds alone. Behind the scenes, our team provides operational support, planning analysis, and attentive service to help ensure a seamless client experience.
Our client service associates assist with account administration, service requests, scheduling, and onboarding support, allowing us to deliver responsive and thoughtful care throughout your relationship.
Our planning and analytical resources help support investment research, financial modeling, and plan implementation so that recommendations remain thoughtful and well-informed.
Oak & Ivy Wealth is supported by experienced leadership, operational resources, and professional infrastructure through our affiliated network. This allows us to offer the personalized experience of a boutique advisory practice while benefiting from the strength, oversight, and resources of a larger organization.
Our clients receive the best of both worlds: a dedicated advisor who knows them personally, supported by a broader team committed to delivering an exceptional experience.
Dear Friend,
If you’ve found your way here, thank you for spending a few moments with us.
Behind every financial decision is something far more important: the people you love, the life you’re creating, and the future you hope to leave behind.
I founded Oak & Ivy to offer the kind of advice I believe families deserve—thoughtful, personal, and never rushed. We intentionally welcome only a limited number of new relationships each year so every client receives the care and attention this work requires.
If the time feels right, I’d be honored to hear your story and explore whether we’re the right fit to serve your family for years to come.
Warmly,
We accept a limited number of new relationships each year. If our approach resonates, we welcome a private and unhurried first conversation.
Our first conversation is unhurried and held in complete confidence. There is no presentation, no pressure – only listening.
Erica Zaragoza, CFP®
Founder & Wealth Advisor
All inquiries held in strict confidence · Privacy & Compliance